At EY, we're all in to shape your future with confidence.

We'll help you succeed in a globally connected powerhouse of diverse teams and take your career wherever you want it to go.

Join EY and help to build a better working world.

Senior Consultant – Cards and Payments Business Analyst

At EY, we're all in to shape your future with confidence.

We'll help you succeed in a globally connected powerhouse of diverse teams and take your career wherever you want it to go.

Join EY and help to build a better working world.

About Global Delivery Services

Global Delivery Services refers to EY's worldwide network of service delivery centers. The GDS team plays an important role in EY's strategy by ensuring effective support to EY's growth agenda.

Our journey started in 2002 with approximately 200 people. Today we stand at 80,000+ professionals in ten locations around the world. We operate in Argentina, China, Hungary, India, Philippines, Poland, Sri Lanka, Mexico, Spain and the United Kingdom.

Client service is focused on providing Consulting, Assurance, Tax, Strategy & Transactions, and Knowledge support to our clients around the world. The teams enable account teams worldwide to provide seamless, high-quality, value-added support, helping deliver exceptional client service.

Enablement Services provides cost-effective, high-skilled, and innovative services to support EY's global and local enablement teams. Markets, BMC, AWS, Finance and Accounting, Risk Management, Procurement, People Shared Services, IT Service Delivery and IT Global Infrastructure services, are among the services offered by Enablement Services.

Our innovation specialists serve the GDS Client Service and Enablement Services teams, along with Service Lines, Core Business Services and Sectors. The team brings the desired environment, technologies and skilled teams together for facilitation, rapid prototyping and innovative thinking. The competencies offered include analytics, digital, user experience, mobile technology, infrastructure, Microsoft technologies and open innovation.

The Opportunity

Cards and Payments Functional Business Analyst

Your Key Responsibilities

5+ years experience in banking payments transformations or implementing new cards and payment systems
3+ Years of experience of working as Tech Business Analyst for Payment Processing Systems in large banks.
Familiar with Payments messaging standards such as NACHA, ISO 8583, ISO 20022, SWIFT
Proven experience as a Business Analyst or Technical Business Analyst in the payments or financial services domain.
Strong understanding of payment systems, processing, and industry trends (e.g., ISO 20022, digital payments, payment gateways).
Expertise in Cards Management platforms like HPS PowerCard, VisionPLUS, TSYS Prime
Expertise in Enterprise Payment platforms like Finacle, Base24.
Proficiency in technical documentation and modelling tools (e.g., UML, BPMN).
Excellent analytical, problem-solving, and communication skills.
Familiarity with Agile methodologies and tools (e.g., Scrum, JIRA).
Experience with API integrations and payment technologies.
Knowledge of regulatory requirements in the payments industry.
Certification in Business Analysis (e.g., CBAP) or Agile methodologies.
Good Knowledge of check payments value chain involving Fraud and Dispute management, Clearing and Settlement processing, Network regulations and compliance.
Demonstrable payment processing and clearing knowledge especially data mapping and modelling to support triaging issues raised in development and production
Proven track record of working on multiple projects and change management initiatives in a fast-paced and complex environment including liaising with external third-party companies as necessary.
Experience in stakeholder management and governance in large scale implementations.
Sound knowledge of upstream and downstream systems in payments landscape like Core banking, Payment Switches, Compliance, FX, Advising, Billing etc.
Knowledge about payments regulatory frameworks like SEPA, BASEL, PSD2, PCIDSS etc. is desirable
Experience in working with payment processing stakeholders like Payment Intermediaries, Aggregators, Switches

Skills And Attributes For Success

Skills and experience

BE/BTech+ MBA candidates with a minimum of 3 years of experience in client-facing consulting roles
Bring deep industry expertise in payments & digital banking and large-scale payments modernization programs
Provide innovative ideas with our clients to explore disruptive strategies that create business value, including usage of new age technologies, such as Blockchain and AI.

Behavioral Attributes:

Analytical, organized, team player, relishes working in a multicultural, multi-national business context.
Strong delivery mindset, customer focus, commitment to results and high-quality standards.
Good communication skills, teamwork and customer focus are essential.
Building influential relationships with colleagues, partners and customers is an essential part of the Services team strategy for success to date
Being able to work independently or in a team as needed.
Stakeholder engagement, management, and governance.

What We Offer You

At EY, we'll develop you with future-focused skills and equip you with world-class experiences. We'll empower you in a flexible environment, and fuel you and your extraordinary talents in a diverse and inclusive culture of globally connected teams. Learn more.

Are you ready to shape your future with confidence Apply today.

To help create an equitable and inclusive experience during the recruitment process, please inform us as soon as possible about any disability-related adjustments or accommodations you may need.

Our Commitment: As a commitment, we persistently endeavour to embody our values, fulfil our purpose, and champion inclusiveness. Our dedication is to cultivate EY into an environment where diverse perspectives are celebrated, creating a supportive atmosphere for individuals to authentically be themselves and contribute their utmost.

Professional Development: From entry-level employees to senior leaders, we believe in continuous learning. We offer opportunities to build new skills, take on leadership roles, and connect and grow through mentorship.

People and Culture: In our dynamic workplace, diversity, equity, and inclusiveness are ingrained in our culture. We're united by a commitment to create an environment where every individual's differences are valued, practices are equitable, fostering a sense of belonging. Our shared values include integrity, respect, teaming, inclusiveness, energy, enthusiasm, courage to lead, and building relationships based on doing the right thing.

Benefits: Embark on a transformative career journey with us and indulge in a suite of premium benefits, encompassing exclusive health and wellness packages, enticing rewards, and cutting-edge learning opportunities that empower you to continually grow and excel in your professional and personal development.

How to Apply: If you are passionate to join us and are aligned with our commitment to building a better working world, we invite you to apply by completing our user-friendly form with personal and professional information and by providing your consent to data privacy.

Successful candidates advance to a competency-based interview. If mutual interest persists, a job offer awaits.

We are an equal opportunity employer and are committed to Diversity, Equity & Inclusion.

EY | Building a better working world

EY is building a better working world by creating new value for clients, people, society and the planet, while building trust in capital markets.

Enabled by data, AI and advanced technology, EY teams help clients shape the future with confidence and develop answers for the most pressing issues of today and tomorrow.

EY teams work across a full spectrum of services in assurance, consulting, tax, strategy and transactions. Fueled by sector insights, a globally connected, multi-disciplinary network and diverse ecosystem partners, EY teams can provide services in more than 150 countries and territories.

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