Job Description

What We Do

Internal Audit

As The Third Line Of Defense, Internal Audit's Mission Is To Independently Assess The Firm's Internal Control Structure, Including The Firm's Governance Processes And Controls, And Risk Management And Capital And Anti-financial Crime Frameworks, Raise Awareness Of Control Risk And Monitor The Implementation Of Management's Control Measures. In Doing So, Internal Audit

Communicates and reports on the effectiveness of the firm's governance, risk management and controls that mitigate current and evolving risk
Raise awareness of control risk
Assesses the firm's control culture and conduct risks; and
Monitors management's implementation of control measures

Goldman Sachs Internal Audit comprises individuals from diverse backgrounds including financial risk managers, chartered accountants, business managers, developers, cybersecurity professionals, and data scientists. We are organized into global teams comprising business and technology auditors to cover all the firm's businesses and functions, including global markets, investment banking, consumer and investment management, risk management, finance, cyber-security and technology risk, model risk and engineering.

Internal Audit - Risk

The Risk team within Internal Audit at Goldman Sachs consists of auditors charged with reviewing the firm's internal controls utilized as part of various firmwide financial risk measurement and management functions. The objective of Internal Audit Risk team is to assess the robustness of the firm's risk management framework. The Risk team is responsible for the audit of a diverse array of controls across risk stripes – including market, credit, liquidity and operational risk and controls supporting the firm's financial risk management framework.

The team in Bengaluru specializes in the audits of credit risk (includes counterparty credit risk) measurement and management, with coverage spanning across components including risk oversight and governance, risk identification and measurement, risk reporting and risk management activities including risk limits monitoring.

Job Description

Lead the planning and execution of Internal Audit coverage for Credit Risk at both firmwide and regional level, in line with the Internal Audit methodology and global standards.
Define and maintain appropriate Credit Risk audit coverage for the region, ensuring key portfolios, products, risk exposures and regulatory expectations/requirements are adequately reviewed over the audit cycle.
Manage and supervise the local Credit Risk audit team, including day-to-day oversight, workload allocation, performance management, coaching, and support for professional development.
Act as a primary point of contact for local and regional stakeholders, including Risk and business management, to remain informed of developments in credit risk, portfolio strategy, and emerging risks.
Ensure the audit team's work remains current, risk‑focused, and responsive to changes in the business and regulatory environment.
Contribute to firmwide Credit Risk audit initiatives, supporting consistency of approach, governance, and effective risk challenge across regions.

Skills And Relevant Experience

Master's degree in management or economics. A qualification in financial risk management including FRM / CFA certification is an advantage
Effective audit mindset to be able to independently assesses the firm's internal control structure in the areas of market risk measurement and management
Strong interpersonal, and relationship management skills
Strong verbal and written communication skills
Solid analytical and problem-solving skills
Good technical knowledge of relevant product areas
Highly motivated with the ability to multi-task and remain organized in a fast-paced, team-oriented environment
Knowledge of capital adequacy related topics, including Basel Capital Accord regulatory requirements (advanced model-based and/or standardized frameworks)

Preferred Experience

Technical awareness and understanding of credit / counterparty credit risk management.
Effective audit mindset to be able to independently assesses the firm's internal control structure in the areas of credit risk measurement and management and its conformance with regulatory requirements
12+ years of experience in credit risk analysis, credit approvals, or internal audit role covering credit risk the financial services industry.

About GS

The Goldman Sachs Group, Inc. is a leading global investment banking, securities and investment management firm that provides a wide range of financial services to a substantial and diversified client base that includes corporations, financial institutions, governments and individuals. Founded in 1869, the firm is headquartered in New York and maintains offices in all major financial centers around the world.

Internal Audit - Credit Risk - Vice President - Bengaluru