Carry out in-depth credit analysis of companies under coverage, including business, financial, and peer analysis, and prepare credit reports (annual/quarterly reviews).
Building and updating credit models including KPI based projections, writing initiations and preparing concise earning notes for assigned coverage.
The role requires regular surveillance of the assigned portfolio by proactively tracking the company events (including quarterly earnings, regulatory updates), peer group and other industry information sources.
Quickly develop understanding of the operating and financial metrics relevant for any new sector in coverage.
Engage with client teams proactively and independently
Establish and maintain consistent standards and processes in credit analysis.
Knowledge of data sources such as Bloomberg, S&P Capital IQ and knowledge of macros, VBA, R, Python etc. would be an added advantage.

FUNCTIONAL & BEHAVIOURAL KNOWLEDGE

Background in conducting credit analysis of Corporates/Financial institutions.
Strong understanding of credit principles, credit review/appraisal, credit rating, report writing, capital structure, EBITDA & ratio analysis.
Strong quantitative skills are essential given the job also requires building and updating detailed financial models.
Detail-oriented, with a keen interest in financial markets. Keen interest to take a deep-dive into credit analysis.
Able to work under pressure and tight deadlines.
Excellent written & verbal communication skills and ability to build effective relationships with various stake holders.
Should be capable of multi-tasking and handling projects with tight deadlines.
Ability to think and work independently.

MINIMUM & PREFERRED EDUCATION

MINIMUM & PREFERRED EXPERIENCE / SKILLS

Senior Research Analyst - Credit research