About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

Job Description

As a Team Lead within the Credit Analyst Division, you will be responsible for leading, coaching, and developing a team of Credit Analysts through structured on‑the‑job training. This includes providing guidance in credit underwriting, risk analysis and management, product knowledge, as well as adherence to internal policies and processes.

In this role, you will perform in‑depth financial analysis and assess the feasibility of new and existing credit facilities. You will ensure that loan structures are appropriate, risks are adequately identified and mitigated, and credit write‑ups are robust, well‑articulated, and aligned with the Bank's risk appetite.

You will also play a key role in addressing audit findings, responding to queries from Group Credit, and preparing periodic management reports covering new, renewal, and existing loan portfolios. Additional responsibilities include supporting ad‑hoc projects and initiatives as assigned by management.

Job Requirements

A recognised degree in Business Administration, Accountancy, Banking and Finance, or a related discipline
Minimum of 10 years relevant experience in Commercial Banking Credit Analysis, Commercial Banking Sales, or Relationship Management
Strong client relationship management and stakeholder engagement skills
Solid analytical capabilities with a strong foundation in financial analysis and credit assessment
Sound understanding of key risk drivers and risk mitigation principles
Excellent written and verbal communication skills, with the ability to articulate credit recommendations clearly
Presentable, dynamic, self‑driven, and highly motivated, with strong leadership and people development capabilities

Additional Requirements

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

Apply now and make a Difference

First Vice President, Team Lead Credit Analyst