Commercial Real Estate Analyst

Location: Bangalore

Experience- 5+ years

Overview:

We are seeking an experienced Commercial Real Estate Analyst with a robust background in credit analysis within the US lease industry, preferably focused on real estate leases. The ideal candidate will have over 5 years of combined experience, with at least 4 years dedicated to credit analysis and additional business analyst experience being highly advantageous.

Key Responsibilities:

• Credit Analysis: Conduct thorough credit assessments for commercial real estate leases, focusing on risks related to borrower operations, industry sectors, and collateral.

• Financial Reporting: Provide detailed analysis of corporate financial statements, with a special emphasis on line items relevant to commercial real estate lease credit.

• Financial Spreading: Spread financial statements in accordance with accounting principles and industry-specific guidelines to evaluate creditworthiness.

• Banking Knowledge: Utilize an in-depth understanding of commercial lending, credit, and banking regulations, laws, and internal policies to inform and guide credit decisions.

• Risk Management: Identify and manage risks associated with commercial real estate leases, ensuring compliance with relevant banking laws and internal procedures.

Preferred Qualifications:

• Geographical Financial Exposure: Experience analyzing financials across multiple geographies is highly desirable.

• Client Interaction: Prior experience in direct client interactions as a credit analyst or business analyst in commercial real estate lease credit.

• Project Management: Experience in project management, requirement gathering, and documentation is a plus, though not mandatory.

• Industry Expertise: In-depth knowledge of the commercial real estate market and related credit products.

Skills and Competencies:

• Analytical Skills: Strong analytical skills to assess financial statements and identify potential credit risks.

• Attention to Detail: High attention to detail to ensure accuracy in credit assessments and financial analyses.

• Communication: Excellent communication skills for effective interaction with clients and internal stakeholders.

• Problem-Solving: Ability to identify issues and develop solutions to mitigate credit risks.

• Adaptability: Flexibility to adapt to changing regulatory environments and industry trends.

Requirements:

• Experience: 5+ years of combined experience in credit analysis and business analysis within the US lease industry, with at least 4 years of credit experience.

• Knowledge: Comprehensive understanding of risks related to borrower operations, industry/sector, and collateral, with a focus on commercial real estate lease credit.

• Financial Expertise: In-depth knowledge of financial spreading, banking regulations, commercial lending, and credit.

If you possess the required experience and skills, and are ready to contribute to our dynamic team, we encourage you to apply for this exciting opportunity.

Note - This position requires working in rotational shifts, mainly the 4 PM to 1 AM shift. Please apply only if you are open to working in shifts.

Who We Are

Alphastream.ai envisions a dynamic future for the financial world, where innovation is propelled by state-of-the-art AI technology and enriched by a profound understanding of credit and fixed-income research. Our mission is to empower asset managers, research firms, hedge funds, banks, and investors with smarter, faster, and curated data. We provide accurate, timely information, analytics, and tools across simple to complex financial and non-financial data, enhancing decision-making. With a focus on bonds, loans, financials and sustainability, we offer near real-time data via APIs and PaaS (Platform as a Service) solutions that act as the bridge between our offerings and seamless workflow integration.

To learn more about us: https://alphastream.ai/

What we offer

At Alphastream.ai we offer a dynamic and inclusive workplace where your skills are valued and your career can flourish. Enjoy competitive compensation, a comprehensive benefits package, and opportunities for professional growth. Immerse yourself in an innovative work environment, maintain a healthy work-life balance, and contribute to a diverse and inclusive culture. Join us to work with cutting-edge technology and be part of a team that recognizes and rewards your achievements, all while fostering a fun and engaging workplace culture.

How to Apply:

Please send your resume and portfolio to [HIDDEN TEXT]

Disclaimer-

Alphastream.ai is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of all communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.

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