About the Company

Our organization is a leading financial services firm committed to maintaining the highest standards of regulatory compliance and financial crime prevention. We support global banking operations across corporate and wholesale segments with a strong focus on AML, transaction monitoring, and risk management. Our teams work in close collaboration with business stakeholders and Financial Intelligence Units to detect and mitigate potential financial crime risks. We foster a culture of integrity, accountability, and continuous learning. By combining strong domain expertise with robust investigative processes, we deliver effective and compliant solutions. We are dedicated to creating an environment where professionals can grow, contribute, and make a meaningful impact.

Job Role :- L1- Transaction Monitoring Senior Process Executive / Subject Matter Expert / Team Leader

About the Role

Experienced AML professional with 2–7 years of hands-on expertise in Transaction Monitoring across Corporate and Wholesale Banking environments. Proven ability to conduct detailed reviews of customer account activity flagged by automated monitoring systems and identify potential unusual or suspicious transactions in line with regulatory expectations.

Responsibilities

Complete the initial review of customer account activity flagged by the Bank's automated monitoring system.
Identifying potential unusual activities in the account (if any).
Write a comprehensive analysis/risk assessment of the account activity which includes a detailed disposition as to why an alert is being closed or escalated for further review.
Ensure that all procedural and guidance documents remain current and in compliance with all regulatory and legal requirements as well as Global Standards.
Maintaining a high degree of knowledge of appropriate BSA and OFAC laws and regulations
Working with the Bank's Financial Intelligence Unit to identify and report potentially suspicious activity.
Interacting with branch personnel regarding unusual activity to determine if an appropriate resolution can be reached.
Performing other related duties as assigned by the Alert Disposition Team Leader and BSA Manager of the Financial Intelligence Unit.
Must have prior experience with reviewing and working alerts, preferably in the financial intelligence unit of financial institution, as well as analyzing or managing financial crime investigative processes.
Ability to read, write, and speak English at professional proficiency required.

Qualifications

Must have prior experience with reviewing and working alerts, preferably in the financial intelligence unit of financial institution, as well as analyzing or managing financial crime investigative processes.
Ability to read, write, and speak English at professional proficiency required.

Required Skills

Relevant experience in AML Transaction Monitoring.
Experience in Financial Crime.
Knowledge of OFAC Laws.
Experience in corporate banking.
Experience in Wholesale banking.
Experience in Alert Disposition.
Experience in investment banking.

Why Cognizant

Join our organization to be part of a dynamic and growth‑oriented environment that values integrity, expertise, and collaboration. We offer exposure to global banking operations and complex financial crime investigations, enabling professionals to build strong domain expertise. Our culture encourages continuous learning, skill development, and career progression. You will work alongside experienced industry professionals and gain hands‑on experience with regulatory‑driven processes. We believe in recognizing performance and empowering employees to make a meaningful impact. If you are looking for stability, learning, and long‑term growth, our organization is the right place for you.