About Paytm:

Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm's mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology.

About the Team:

The Compliance department has five areas of responsibility—identification,

prevention, monitoring and detection, resolution, and advisory for the entity with respect to regulations/ laws, and is part of the enterprise compliance group at Paytm.

About the role: This role will focus on advising business and overseeing compliance-related matters in the company. The role entails advising in terms of the relevant regulatory expectations to the respective business units and ensuring timely monitoring and detection of compliance-related issues.

Expectations/ Requirements:

1) Oversee and monitor adherence to applicable laws and regulations in the domains of digital lending, offline payments aggregators, BBPS, and UPI TPAP segments.

2) Provide informed compliance opinions to the internal stakeholders on the applicability of regulatory laws and guidelines.

3) Assess compliance and regulatory risks associated with business activities and ensure effective risk management strategies are in place.

4) Collaborate closely and creatively with cross-functional teams to guide the seamless implementation of regulatory guidelines and compliance requirements.

5) Manage audits and ensure timely, accurate responses to regulatory/ third-party inquiries and inspections.

6) Interpret policies, procedures, and compliance requirements while influencing and collaborating with professionals across all organizational levels. Lead and mentor the compliance team to achieve organizational compliance objectives effectively.

7) Ensure effective assessment of control design and maintenance of compliance

framework, training on the regulatory guidelines/ laws and conduct risks, and effective communication of compliance expectations across the organization.

8) Prepare and present clear, concise compliance reports to the management, report to various committees of the board, ensure timely escalations to the Leadership team on incidents of compliance breaches and recommend corrective actions.

Superpowers/ Skills that will help you succeed in this role:

1) 14+ years experience in the Compliance team of any NBFC/ Bank/ FinTech

organizations.

2) Effective interpersonal skills to communicate and coordinate complex issues and projects with diverse levels of management.

3) Conversant with NPCI and RBI regulations and compliances apart from in depth knowledge of management of compliance function.

4) Knowledge of RBI rules and regulations for digital loan disbursement, repayments, offline payment products, operational knowledge of UPI TPAP and BBPS would be an added advantage.

5) Ability and willingness to independently manage all compliance-related functions and activities. Proactive and strategic approach in addressing compliance challenges, ensuring seamless alignment with regulatory expectations and organizational objectives.

Education: Must be a Qualified CS /MBA Graduate or an LLB/ LLM is highly preferred.

Why join us : A collaborative output-driven program that brings cohesiveness across businesses through technology Improve the average revenue per use by increasing the cross-sell opportunities. A solid 360 feedback from your peer teams on your support of their goals. Respect, that is earned, not demanded from your peers and manager

Compensation: If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India's largest digital lending story is brewing here. It's your opportunity to be

a part of the story!

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Associate Vice President - Regulatory Compliance