Role Overview:

We are seeking a detail-oriented and experienced Transaction Monitoring Team Lead to oversee the daily operations of our transaction monitoring unit. This role is critical in ensuring our organization complies with anti-money laundering (AML) regulations and internal risk policies. You will lead a team of analysts responsible for reviewing suspicious activity, escalating cases, and maintaining high standards of investigative quality.

How will you create an impact :

Lead and manage a team of transaction monitoring analysts, providing guidance, mentorship, and performance feedback
Oversee daily operations of transaction monitoring workflows, including rule-based and machine learning-generated alerts, daily alert reviews and ensure timely and accurate disposition of cases
Collaborate with product, engineering, and data science teams to optimize monitoring logic and improve detection models
Ensure consistent application of AML policies, procedures, and regulatory requirements across all investigations
Review and approve escalated alerts and suspicious activity reports (SARs)
Collaborate with compliance, legal, business, engineering, IT and risk teams to refine monitoring rules and improve detection capabilities
Drive continuous improvement in monitoring processes through automation, analytics, and feedback loops
Work on regional / strategic projects assigned from time to time
Monitor team KPIs and prepare regular reports for senior management
Conduct quality assurance checks and implement process improvements
Support audits and regulatory examinations with documentation and case summaries
Stay updated on regulatory changes and industry best practices related to AML and financial crime

Essential Qualifications:

Bachelor's degree in Finance, Business, Law, or related field (Master's or certifications like CAMS preferred)
5+ years of experience in AML/transaction monitoring, with at least 2 years in a leadership role
Strong understanding of AML regulations (e.g., BSA, FATF, OFAC) and financial crime typologies
Experience with transaction monitoring systems (e.g., Actimize, SAS, FICO, etc.)
Excellent analytical, communication, and leadership skills
Ability to manage multiple priorities in a fast-paced environment

Preferred Skills:

CAMS, CFE, or similar certification
Experience in a Fintech, crypto, or neobank environment
Exposure to machine learning or AI-driven compliance tools
Familiarity with data analytics tools and automation in compliance processes
Ability to thrive in dynamic, flexible and collaborative environments

Interview rounds & assessments:

Table for Two: A brief chat with one of our Recruiters to assess your foundational competencies and provide an overview of TerraPay
Beyond the Bio: A discussion with an SME or the RM to evaluate your role-specific knowledge, problem-solving abilities, and gain a deeper understanding of the company and team dynamics
Manager Meetup: A comprehensive discussion about the role and responsibilities, expectations, and mapping out potential career growth

Why TerraPay:

TerraPay is a global money movement player on a mission to build a borderless financial world. We believe payments should be instant, reliable, transparent, seamless, and fully compliant.

Registered and regulated across 31 global markets, we are a leading payments partner for banks, mobile wallets, money transfer operators, merchants, and financial institutions.

We are proud to be a twice-certified Great Place to Work and were featured in the 2023 CB Insights Fintech 100 and the 2024 Financial Times 1000 lists.

Read more about TerraPay here.

Team Lead - Transaction Monitoring