Job Description

Leading a sales team of Sales Officer / field staffs to augment the Business Correspondent (BC) network of various financial institution & Direct channel business.
Build strategic partnerships with Universal Banks, NBFCs, NBFC-MFIs, Payment Banks, Small Finance Banks to provide an array of financial products and services for the channel partners.
Business development & expansion on business correspondence alliance partners
Innovate & develop retail asset products e.g. JLG Loans, Secured & Unsecured MSME Loans to suit the target customers and geographies.
Sales strategies to improve market share and Identification of business potential areas / districts for expansion of region
Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.
Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas and setting up new business correspondence alliance partners
Ensure business growth and diversity of products in the region as per business plan
Create a support function structure in line with the product requirement to facilitate the appraisal, documentation, disbursement, repayment and delinquency management
Formulating collection strategy of your region and Preventative / risk averse measure to maintain quality portfolio
Plan / design sales contest at regional levels
Filed visits to monitor & guide the loan officers
Responsible for work force planning, recruitment & training, suited to handle various asset products across geographies
Ensuring staff skill development through meetings and continuous monitoring of various clusters on regular basis by identifying training needs as per the market trends and new business opportunities
Maintaining resource optimisation & operational cost.
Branch identification in your respective designated areas of operation.
Responsible for handling all Compliance, Audit, Legal, Customer Service, Operations, Logistics, Admin, HR etc related issues in your region.
Implementing best business practices and developing company strategies and programs while ensuring strict compliance and integrity.

Min 5yrs exp + Experience working in a NBFC, NBFC MFI, SFB or Bank
At least 2 years in a team handling and leadership role.
Must be familiar about business correspondent model working with top lending institutions & direct lending business.
Must have handle BC & JLG business.

Key Skills

Relationship management, Business sourcing & portfolio management,
Well versed with understanding of credit underwriting,
Understand critical attributes of legal and governance requirements,
Good acumen of technology and automation,

Business planning and product management

Education: Post Graduate/ Graduate in any discipline

Area Sales Manager - Retail MFB - Sales - Muzaffarnagar - Sanjay Marg - JM