As a Risk Associate – Product within the Wholesale Credit Risk Management team, you will play a critical role in safeguarding the firm's financial health while enabling responsible business growth. You will work at the intersection of product strategy, risk expertise, and technology delivery—ensuring that emerging risks are addressed through innovative solutions, and that products deliver real value to internal stakeholders. This role requires strong collaboration across Product, Technology, and Risk teams, and a proactive approach to user engagement, problem-solving, and continuous improvement.

Key Responsibilities

Elicit, document, and refine clear business requirements, writing detailed user stories and acceptance criteria aligned with product goals.
Collaborate with Subject Matter Experts (SMEs) and stakeholders to understand critical use cases, pain points, and evolving risk-related needs.
Develop and communicate user journeys, workflows, and artifacts that illustrate intuitive and effective user experiences.
Conduct and integrate findings from usability studies, market analysis, and research into product feature planning and prioritization.
Identify, escalate, and propose solutions for key issues and dependencies to ensure seamless product delivery and risk mitigation.
Facilitate product demos, stakeholder reviews, and feedback sessions; integrate feedback into ongoing roadmap development.
Work closely with Technology and other Product teams to ensure that foundational components are developed in alignment with user and business needs.
Oversee delivery timelines, track implementation fidelity, and ensure timely resolution of issues and bugs to meet release schedules.

Required Qualifications, Capabilities, and Skills

Bachelor's degree with 5+ years of experience in financial services or fintech.
At least 3 years of experience in product management, product development, or a related function.
Strong written and verbal communication skills, with the ability to distill complex concepts for executive-level audiences.
Skilled in managing competing priorities under pressure in fast-paced environments.
Proven ability to collaborate across diverse teams, build consensus, and influence stakeholders without direct authority.
High level of intellectual curiosity and the initiative to independently learn and adapt.
Demonstrated knowledge of the product development lifecycle, including ideation, discovery, roadmap creation, requirement definition, and go-to-market strategies.
Familiarity with technology architecture, APIs, UX design principles, and data analytics.

Preferred Qualifications, Capabilities, and Skills

Experience in large financial institutions with a foundational understanding of credit risk management concepts.
Background working closely with UX Design and Technology teams, including technical discussions and design evaluations.
Agile certifications such as Certified Scrum Master (CSM) or Certified Scrum Professional (CSP).
Familiarity with Agile methodologies, sprint planning, backlog management (e.g., using Jira), and stakeholder engagement best practices.

Risk Associate - Product Owner