Essential Responsibilities

Review and interpret applicable U.S. regulatory compliance requirements; assess policies, procedures, files, and transactions for compliance.
Perform analysis, problem-solving, and sample testing of work completed by others to ensure adherence to regulations and internal policies.
Deliver high-quality work products and provide support to team members within the service line.
Follow the work plan defined by the Senior/Manager and meet deadlines consistently.
Assist in providing compliance-related services to financial services and other industry clients as needed.
Participate in calls with the U.S. onshore team to discuss progress, quality, and productivity.
Collaborate effectively as a team player with strong interpersonal and communication skills.

Essential Qualifications & Experience

Master's or Bachelor's degree in Accounting or Finance (M.Com/B.Com/MBA). A major in Banking is a plus.
Minimum 5 years of experience in the banking industry, with strong preference for experience in reviewing and interpreting regulations, policies, and procedures related to deposits, loans, and other banking activities.
Solid understanding of HMDA and HELOC regulations, including data validation, reporting requirements, disclosures, lending activities, documentation reviews, and compliance monitoring.
Hands-on experience with TILA, TISA, and Regulation DD compliance, including consumer and deposit account disclosures, APR/APY and interest calculations, fee disclosures, advertising compliance, and regulatory testing.
Experience conducting compliance reviews, transaction testing, file reviews, quality assurance assessments, and identifying compliance gaps and regulatory issues.
Prior experience working with overseas teams is desirable.
Experience working with U.S.-based financial institutions is an added advantage.
Ability to interpret regulatory requirements, assess operational impact, and recommend corrective actions where necessary.

Skills & Qualifications

Strong spoken and written English communication skills.
Self-motivated, detail-oriented, and eager to learn.
Ability to plan and prioritize multiple projects, take initiative, work under pressure, and meet deadlines.
Proven ability to produce high-quality work with strong attention to detail.
Excellent analytical, problem-solving, and critical-thinking skills.
Ability to work independently while collaborating effectively within a team environment.
Skilled in reviewing documentation, identifying exceptions, and communicating findings clearly and professionally.
Strong interpersonal and stakeholder management skills, especially in global and cross-functional team settings.

Senior Regulatory - Compliance (US)