o Perform in-depth industry, market and competitor research
o Perform valuation analysis on a wide range of companies using all accepted and relevant asset valuation approaches and theories
o Design valuation models for asset valuation
o Independently gather data pertinent to the engagement through direct client interaction and on site collection of data relating to client assets
o Inspect various assets including Residential, Commercial and Industrial properties / assets etc.
o Identify & develop new streams for revenue growth and maintain relationships with builders to achieve repeat business and chalk out ways to generate revenue.
o Liaison with valuation agencies, real estate developers and local government bodies for market analysis and market updations.
o Build and strengthen relationships with key builders/ developers and get project approvals on technical aspects and thereafter help monitor constructions status on periodic intervals. Organize and maintain such project database and provide periodic reports to management on activities and trends.
o Segment markets based on property types and identify properties with high risks or in negative areas (e.g. low-line, very low chance of resale, poor quality construction, old constructions areas etc.)
o Guide and develop technical policy and monitor the portfolio/ delinquencies related to technical aspects of respective geography.
o Develop checks and process to control fraud, built database and deduce for multiple funding or excess funding on properties e.g. circle rates, reference rates to credit team, database of properties under dispute as per securitization notices by different banks as public notices, properties under public notice/ court notice/ in tech agencies data base under dispute etc.)
o Scrutinize project approvals for the organization, timely monitoring and ensuring compliance on legal and technical aspects and their timely updations.
o Analyze new upcoming residential projects in the zone and facilitate its fast approval for advanced processing and funding.
o Conduct property audits to analyze collateral risk and manage quality real estate portfolio of the organization.
o Keep track of the development in real estate market and its impact upon lending parameters, property valuations and other financial implications.
o Monitor market feasibility of project for industrial, residential, commercial or institutional project, periodically checking property documents and presenting bylaws violation as per plot .
o Manage the vendors involved in the technical evaluation process.
o Train and evaluate the proficiency levels of the team on a regular basis while maintaining TAT targets for the technical evaluation process.
o Work closely with the legal counterpart on the technical evaluation front.
o Carry out spot checks on a frequent basis and maintain an MIS related to the technical evaluation.
o Help collections tie-up with brokers and negotiate rates for resale of properties surrendered, takeover through legal process, or any other property bought rented by business.
o Help maintain a healthy portfolio through the preparation of feasibility reports, valuation reports, project monitoring reports and market surveys to gather data on the real estate market.
o Understand and analyze risks associated with property / project / market / developer and analyze exposure that can be taken.
Graduate : Yes (Diploma/ Degree in Civil/ Architecture)
Desired Experience: Minimum 1 to 5 years in the field.
Tata Asset Management Limited (TAM) is the Investment Manager to Tata Mutual Fund. Our origin stems from a much respected and internationally acclaimed industrial house – the Tata Group – whose business philosophy has made our country and its people partners in the wealth creation process. Our heritage invokes 'trust' among consumers, employees, shareholders and the community alike. Though a great heritage is obviously something to cherish, we also seek to carry that legacy through a set of well defined and time tested globally accepted business practices. Being part of the Tata group, we are well known for our strong adherence to highest standards of ethics and fairness in all our business dealings.
TAM manages funds across the entire risk-return continuum. These include equity funds, balanced funds and debt & money market oriented funds. The company provides investment management, risk management and advisory services to institutional, intermediary and individual investors.