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InCred Financial Services

Senior Business Intelligence (BI) Analyst

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Job Description

Job Title: Senior Business Intelligence (BI) Analyst Financial Domain

Location: Bengaluru

Department: Data & Analytics / Business Intelligence

Experience: 4-6 years

About the Role

We are looking for a Senior BI Analyst with deep expertise in the financial services domain, who can transform data into meaningful insights and strengthen our decision-making and regulatory reporting capabilities. The ideal candidate will be highly hands-on with SQL and BI tools, have proven experience in RBI and compliance reporting, and demonstrate a forward-looking mindset by exploring AI-driven enhancements in reporting and analytics.

Key Responsibilities

  • Data Analysis & Insights: Design, develop, and automate BI reports, dashboards, and data models to support financial, regulatory, and operational decision-making.
  • Regulatory & Compliance Reporting: Own and manage RBI, statutory, and compliance reports, ensuring completeness, accuracy, and timely delivery.
  • Advanced Querying & Optimization: Write, review, and optimize complex SQL queries across large datasets to extract insights and validate financial data.
  • Cross-Functional Collaboration: Partner with Finance, Risk, Compliance, and Technology teams to understand data requirements and ensure seamless data flow.
  • Data Quality & Governance: Ensure accuracy, consistency, and auditability of financial data and reporting outputs.
  • Process Automation & Innovation: Identify opportunities to leverage AI/ML and automation to improve data accuracy, detect anomalies, and enhance reporting efficiency.
  • Continuous Improvement: Drive initiatives to modernize the BI landscape, adopt new tools, and promote data-driven culture within the organization.

Required Skills & Experience

  • Education: Bachelor's/Master's degree in Computer Science, Engineering, Statistics, Finance, or related field.
  • Experience: 4-6 years in Business Intelligence / Data Analytics roles within NBFCs, Banks, or Financial Services.

Technical Expertise:

  • Advanced SQL skills capable of writing, tuning, and debugging complex queries.
  • Proficiency in BI tools such as Power BI, Tableau, or Qlik.
  • Strong understanding of ETL processes, data modelling, and data warehousing concepts.(Basic concepts)
  • Exposure to Python, spark for data analysis or automation.
  • Hands-on experience with cloud data platforms (AWS, Azure, GCP).

Good to have:

  • Prior experience working on Databricks (Delta Lake, PySpark, notebooks, workflows).

Domain Expertise:

  • Solid understanding of financial data, lending products, loan lifecycle, and NBFC operations.
  • Proven experience in regulatory and RBI reporting (e.g., CRILC, ALM, statutory MIS, compliance dashboards).

Innovation Mindset:

  • Eagerness to explore AI-based use cases in reporting, such as automated insights, anomaly detection, or predictive analytics.
  • Excellent analytical, problem-solving, and communication skills with a strong sense of ownership.

Preferred Qualifications

  • Experience in Databricks ecosystem for BI and data engineering workflows.
  • Understanding of data privacy and governance standards in financial systems.

Why Join Us

  • Opportunity to lead the evolution of enterprise BI and regulatory frameworks.
  • Work at the intersection of Finance, Data, and AI, driving innovation in decision intelligence.
  • Collaborative, growth-oriented culture that values initiative and excellence.

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About Company

Job ID: 131554271