risk analyst

cred avenue

2-4 Years

Bengaluru

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Posted a month ago
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Job Description

what will you do:

as the risk team member you will be responsible for managing risk strategy and containing credit losses at Prefr
you will be responsible forbuilding different credit risk policies using different scorecards and models
policies include approve/ decline block/unblock pricing limit assignment etc
working closely with collections and operations team to ensure the feedback loop is closed and learnings are relayed into our credit decisioning strategies
working closely with technology and product teams to ensure right implementation of credit policies in the system through testing and due diligence
constantly assess effectiveness of existing credit policies through portfolio deep dive and segment analysis and recommend changes in policies if required
building and publishing portfolio monitoring reports/dashboards with risk matrices on a regular basis and providing key insights
calculate loss provision for the portfolios and provide loss forecasting of future months
provide support with data and insights on risk for lender onboarding lender reviews internal risk committee reviews etc
create product programs and policy documents with subsequent changes and version controls

you should apply if you have/are:

2-4 years of strong analytical monitoring execution experience in banks/NBFCs/fintechs
proficient in SQL python
prior retail credit experience will be strongly preferred followed by any experience on underwriting in proximate fields like unsecured loans insurance working capital loans etc
have the ability to analyze and solve complicated problems and distil that complexity into simple and concise communication
strong written and verbal communication skills

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

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About Company

cred avenue

CredAvenue is building India&#8217;s first and largest de-facto operating system for the discovery, investment, fulfilment, and collection of any debt solution.We reached $1.3 Billion valuation in March 2022, becoming India's fastest fintech Unicorn. As of today, CredAvenue is backed by Sequoia Capital, Insight Partners, B Capital, Lightrock, CRED, TVS Capital Funds, and Dragoneer Investment Group. Pioneering the Startup 2.0 concept, we are on a mission to deepen and power the $120 Trillion global enterprise debt market which would unlock a GDP multiplier and thus, create massive economic value.

Job ID: 146143919

Jobs by Skill - IT

Jobs by Skill - Non IT

2-4 yrs

Bengaluru, India

Skills:

Excel, Sql, Python, BI dashboards, R