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Relationship Manager - Phone Banking

ICICI Bank Ltd.


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0-3 Years
a month ago
2356 Viewed
350 Applied

Job Description

'Essential Services : Role & Location fungibility
While the role descriptions give you an overview of the responsibilities, it is only directional and guiding in nature. At ICICI Bank, we believe in serving our customers beyond our role definition, product boundaries, and domain limitations through our philosophy of customer 360-degree. In essence, this captures our belief in serving the entire banking needs of our customers as One Bank, One Team. To achieve this, employees at ICICI Bank are expected to be role and location-fungible with the understanding that Banking is an essential service.

About the role
As a Relationship Manager (Phone Banking), you will have the opportunity to engage with all customers of the Bank and provide every assistance required to ease their financial journeys and service their banking and investment needs as part of Customer 360-degree banking. On a day-to-day basis, you will be responsible for resolving customer queries over the phone, providing relevant product and service information, and cross-selling various banking products to our existing customers over the phone, all while providing excellent service.

To do so, it is imperative to develop a thorough understanding of the customer's profile, demographics, banking behavior, and portfolio. Hence, this role will also require a flair for identifying sales opportunities and driving revenue while keeping NPS at the core of your engagement and following the Bank's philosophy of Fair Customer, Fair to Bank.

Key Responsibilities
Query Resolution
Handling and resolving customer complaints over the phone channel.
Customised Solution Offering
Providing customers with relevant products and services to help meet their needs.
Behold our values
While servicing customers, keep the philosophy of Fair to Customer and Fair to Bank at the core.
Providing 360-degree banking
Offer products based on customer needs while collaborating with other teams in the bank to understand suitable product offerings.
Adherence to compliance
Be compliant with information security norms and quality process norms.

Key Qualifications & Skills
Educational Qualification
Graduates or Engineers in any discipline.
Communication skills
Good oral and written communication skills.
Customer service
Delivering impeccable customer service in all engagements.
Synergize with Team
Willingness to work with various teams for on-ground support and deliver enablers as required.
Be Proactive
Ability to address customer concerns by providing a viable solution.

Few Success Factors
Good Communication Skills
Deep understanding of customer needs
Open to work in rotational shifts
Strong execution skills
Takes initiatives in the face of adversity

About the Business group
ICICI Bank Phone Banking Services Group helps customers avail a host of banking features primarily through the phone channel. The Phone Banking Channel at the Bank is strongly connected to all business groups to design the service architecture to enable the customer journey and relay customer feedback to product teams. It also supports international branches and ICICI Direct in their phone banking requirements. It is a 24/7 channel designed to enable the transaction capability of a customer and offer products across the financial spectrum to boost the customer's portfolio.



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