Product Manager

About CARD91

CARD91 is an Issuance Platform-as-a-Service company. CARD91 offers unparalleled technology infrastructure to banks, SMEs, corporates & fintech, helping them issue payment instruments (PPI, Debit, Credit & Multi-Currency) to their customers, vendors, partners, and employees thereby enabling faster decision making, controlling, and view on transactions.

CARD91 has raised $14 million in funding till now in a pre-Series A round led by Infinity Ventures, Point72 Ventures, Sabre Partners, EMVC, and Commerce Ventures along with marquee angel investors. The company is headquartered in Bengaluru with offices in Mumbai, Delhi, and Chennai.

CARD91's ability to support multiple payment instrument agnostic use cases strengthens its vision of making issuance seamless and faster for the customers. The cutting-edge technology consists of an Issuer Processor (switch), a card management system, a fully configurable program manager layer, and a host of other ancillary products accentuating issuance. The products empower banks and businesses to get simplified, scalable, secure, and faster card issuance and processing services.

CARD91's products cater to global requirements and the deep collaboration with card networks like RuPay, Visa, and Mastercard provides an opportunity to scale the products for customers globally.

CARD91 was founded in early 2020 by Ajay Pandey and Vineet Saxena prominent tech entrepreneurs in the industry with expertise in payments & lending, sales, and scaling products, holding degrees from prominent IITs. The founders have previously exited from successful companies like Myntra and Mastiff.

Responsibilities & Duties

Drive the product and business planning process throughout the company's

cross-functional teams

Analyze customer demands, current market trends and potential collaborations in

terms of return on investment and build vs. buy

Examine current offers in the market and look for differentiated offers by CARD91

Evaluate innovative product concepts and develop acceptable go-to-market

strategies

Analyze product specifications and establish appropriate programmes to ensure

that they are met

Drive the execution of all product lifecycle processes, including product research,

market research, competitive analysis, planning, positioning, roadmap

development, requirements development and product launch

Develop, implement and maintain production timelines across multiple

departments

Provide strategic and hands-on tactical direction to design, engineering and

testing teams ensuring quality solutions that are in line with client requirements

Create product strategy documents that detail business cases, high-level use cases,

technical specifications, revenue and ROI

Design product strategy such that Engineering teams translate it into

comprehensive requirements for prototype construction and ultimate product

development

Develop sales strategy by analysing market data and defining product objectives

for efficient marketing communications initiatives

Work closely with engineering, production, marketing and sales departments on

product development, QA and release as well as resource balancing to ensure the

success of the entire organization

Develop product messaging and positioning that distinguishes CARD91 and its

features across main market categories

Establish a long-term product roadmap, informed by customer and business

needs, and partner with leaders and stakeholders to regularly drive alignment,

secure resources and overcome impediments

Understand the complexities of the payment integration landscape and identify

areas where CARD91 can continue to differentiate on Card Issuance.

Help establish API standards and best practices across all products

Although this role does not require hands-on coding, the role does require a solid

grasp of the technical aspects of APIs including design, process, governance,

standards, platforms and supporting an API end to end and working collaboratively

with engineering teams on this.

Qualifications & Skills

2- 4 years of product management experience in a fast-pace technology driven

company (preferably SaaS)

2+ years designing and delivering world-class platform products that solve big

client needs, specifically in the Cards issuance domain (Processor / Cards

Management System - PPI, Debit, Credit, Multi-Currency) is preferred

Banking / Fintech experience is a plus

Bachelor's degree in product design or engineering

Proven experience managing all elements of the product development lifecycle

Highly effective cross-functional team management

Proven analytical skills and intellectual curiosity

Note - Candidates with Credit card background are preferred

What's on offer

Best-in-class compensation package

Stock options for long term wealth creation

Group health insurance covering your family

Vibrant, open and fun work culture