Functional Responsibility / Domain Related:
- Support global Credit Analyst(s) for monitoring and tracking the performance of a portfolio of credits / transactions, and responding to credit events
- Track and understand US Public Finance (USPF) sector dynamics and regulatory trends including but not limited to
- Understanding of various sectors within the USPF
- Analysis of macroeconomic parameters impacting the sector
- Impact of regulatory and legal framework
- Abreast with the latest happenings across USPF sectors
- Revenue & expenditure mix and factors affecting it
- Track operational performance, which includes evaluation of:
- Economic fundamentals
- Competitive position
- Strategy / execution / management
- Profitability / peer comparisons
- Track financial performance, which includes evaluation of:
- Accounting
- Financial governance and policies
- Financial ratios and trends
- Liquidity / short-term factors
- Off balance sheet debt such as pension/ OPEB
- Work on financial models
- Prepare internal credit notes
- Process Adherence
- Follow defined processes in day to day execution of assignments
- Ensure that new knowledge gained is retained and documented through operating manuals
- Strictly practice and follow all Compliance, Confidentiality, and Information Security Policies, Procedures and Guidelines of the Organization.
- Client Management / Stakeholder Management
- Build and maintain relationships with international clients
Education Qualification-
- Two years full-time MBA (Finance) or equivalent OR CA
- Experience - 1 3 years of relevant experience in credit analysis or credit research in global market
Skills:
- Excellent oral and written communication skills
- Understanding of accounting and financial analysis and concepts
- Positive attitude with qualities of a team player
- Innovative and solution orientation
- Open to new ideas and initiatives
- Ability to build client relations and take a view based on client guidance
- Ability to take ownership and execute tasks independently
- Ability to deal pressure
