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4-9 Years
4,00,000 - 9,00,000 INR
a month ago
240 Viewed
21 Applied

Job Description

About Company
KreditBee is India's largest fintech lending platform with a current monthly disbursement of over 1600 Crores. It has 50 Million+ downloads on Google Play Store and over 85 Lakh unique loan customers. It offers various financial services digitally including but not limited to Personal Loans, Business Loans, DigiGold investment, Insurance, Credit Score Report, and Expense Tracker. The group entity has an in-house RBI registered NBFC, and is currently Series-D funded with marquee investors like Premji Invest, Advent International, Motilal Oswal Private Equity, MUFG and TPG-backed NewQuest, among others.
Job Summary:
The Branch Manager for Loan against Property (LAP) product is responsible for overseeing and managing all aspects of the LAP business at the branch level. This role involves driving LAP product sales, managing customer relationships, ensuring compliance with regulatory requirements, and achieving business targets.
Key Responsibilities:

Sales and Business Development:
Develop and execute strategies to achieve LAP sales targets.
Identify potential LAP customers and generate leads through various channels.
Conduct promotional activities and participate in marketing campaigns to increase LAP product awareness.
Build and maintain relationships with key stakeholders including customers, real estate agents, and property developers.
Customer Relationship Management:
Provide excellent customer service and address customer queries related to LAP product offerings.
Guide customers through the LAP application process and ensure timely disbursal of loans.
Conduct periodic reviews with existing LAP customers to assess their satisfaction and identify opportunities for cross-selling.
Team Management:
Recruit, train, and mentor LAP sales staff to ensure they possess the necessary skills and knowledge to effectively promote LAP products.
Set performance targets for the team and monitor their performance against these targets.
Conduct regular performance evaluations and provide feedback to team members to drive continuous improvement.
Risk Management and Compliance:
Ensure adherence to internal policies, procedures, and regulatory guidelines related to LAP lending.
Assess the creditworthiness of LAP applicants and ensure proper documentation and verification processes are followed.
Monitor and manage delinquencies within acceptable levels through proactive measures such as follow-ups and restructuring.
Reporting and Analysis:
Prepare and submit periodic reports on LAP sales performance, pipeline status, and other relevant metrics.
Analyze market trends, competitor activities, and customer feedback to identify areas for improvement and develop actionable insights.
Qualifications and Skills:
Bachelor's degree in Finance, Business Administration, or a related field. Master's degree preferred.
Proven experience in sales and business development, preferably in the financial services sector with a focus on mortgage or property-backed lending.
Strong understanding of LAP products, underwriting principles, and regulatory requirements.
Excellent communication and interpersonal skills with the ability to build and maintain relationships with diverse stakeholders.
Languages: English, Tamil
Attributes
Customer-focused with a positive attitude.
Team player with excellent interpersonal skills.
Ability to handle stressful situations with composure.
Punctual and reliable.
Strong organizational and time management skills.
Benefits:
Competitive salary: 2.00 LPA to 4.00 LPA
Health insurance
PF Benefits
Performance-based incentives
Opportunities for career growth and development

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This job description may not be inclusive of all assigned duties, responsibilities, or aspects of the job described and may be amended at any time at the sole discretion of the Employer.
Please be aware that Krazybee or Kreditbee, as potential employers, are obligated to get the personal information of any applicants who express interest in applying for a position. By submitting an application for the aforementioned position, I, the applicant, grant Kreditbee or Krazybee permission to gather any personal data that may be needed in order to assess my application for the aforementioned employment.

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FUNCTIONS
Customer Service/ Call Centre/ BPO, IT
INDUSTRY
Banking/ Accounting/ Financial Services, IT/ Computers - Software
SKILLS/ROLES I HIRE FOR
Bpo, Customer Service, IT, Developers, Tech Lead, Manager, Team Leaders
LEVEL HIRING FOR
Junior Level, Mid Level, High Level, Top Management
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