Department: Consumer LAP
Reports To: Regional Sales Manager
Job Purpose: Job starts with recruitment of manpower and training them on Consumer LAP business. Catchment mapping to each of the DSTs is an important activity.
Ensure productivity from DSTs and drive Consumer LAP business from Branch Banking channel.Also responsible for cross selling to the existing base and cross selling other bank products to the new customers.
Area Sales manager is also responsible for Consumer LAP P&L of all the branches assigned to him/her.
Key Accountabilities
- Recruitment & Training of Manpower
- Handholding the DSTs & Driving the productivity.
- Catchment mapping & Marketing Activities
- Achievement of Annual Operating Plan for both DSTs & Branches.
- Ensure Profitability of Consumer LAP Business
- Responsible for Portfolio Quality
Job Duties & Responsibilities
- Ensure Manpower against Budgeted numbers
- Ensure every DST to follow the sales process
- Ensure DSTs does regular marketing activities and participates in the traders/association meetings in the given catchment.
- Closely work with branch banking team and attend the branch leads.
- Work with DSTs and customer visits
- Ensure all corporate office initiatives are being implemented
Required Experience
- 5-10 Years of experience in sourcing Business Loans / Loan against property / MSME business.
- At least 3- 5 years of experience in team handling.
Education / Preferred Qualification: Graduation / Post Graduation
Core Competencies
- Sales / Business Development
- Leadership skills
- Ability to lead team
- Relationship management
- Team Development
- Strategy and Planning
- Resource Allocation
Technical Competencies
- Ability to learn use of Banks internal software
- Proficiency in use of MS Word, Excel, Powerpoint, Outlook